Doctor, Hospital, and Drug Coverage – All in One Simple Plan.

What is Medicare Advantage?

Whether you are choosing health care coverage, or helping someone else find the right plan, UnitedHealthcare believes you should be able to choose coverage that fits your needs. And their role is to make health care work for you.

Medicare Advantage (Part C) plans are run by private insurance companies and combine Medicare Parts A (hospital coverage) and B (doctor coverage) plus additional benefits all in one plan. Many plans also include prescription drug coverage, known as MA-PD or Medicare Advantage with Prescription Drug plans. These plans often come with no additional premium beyond what you already pay for Part B. To be eligible to enroll in a Medicare Advantage plan, you must have Original Medicare (Parts A and B), and continue to pay your Medicare Part B premium each month, unless it is otherwise paid for under Medicaid or by another party.

AARP MedicareComplete plans

AARP® MedicareComplete® plans insured through UnitedHealthcare bundle all your benefits into one simple plan and also include programs to help keep you healthy. These plans won't deny you coverage for pre-existing conditions, and they do not require a physical exam for enrollment.1

AARP MedicareComplete plans include the following features and benefits:

  • Monthly plan premiums starting at $0, in addition to your Medicare Part B premiums
  • $0 deductible
  • A yearly out-of-pocket maximum helps limit your health care expenses
  • Predictable copays for doctor visits and many medical services
  • Worldwide emergency care

Many AARP MedicareComplete plans also include:

  • Annual eye and hearing exams
  • Wellness programs and 24-hour phone access to a live nurse
  • Drug coverage for thousands of brand-name and generic prescription drugs
  • A network of over 65,000 retail pharmacies nationwide
  • Prescriptions as low as $2 through PharmacySaverTM
  • Other additional benefits not covered by Original Medicare




Last Updated: 10.01.12 at 12:01 AM CT | Y0066_120823_113049 CMS Approved

1You may not be eligible to enroll in a plan if you have end-stage renal disease (ESRD). Please call UnitedHealthcare for more information.

The AARP® MedicareComplete® plans are insured through UnitedHealthcare Insurance Company and its affiliated companies, a Medicare Advantage organization with a Medicare contract. UnitedHealthcare Insurance Company pays royalty fees to AARP for use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. You do not need to be an AARP member to enroll.

AARP encourages you to consider your needs when selecting products and does not make specific product recommendations for individuals.

The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1 of each year.

You must continue to pay your Medicare Part B premium if not otherwise paid for under Medicaid or by another third party.

Pharmacy SaverTM Program

Drugs and prices may vary between pharmacies and are subject to change during the plan year. Prices are based on quantity filled at the pharmacy. Quantities may be limited by pharmacy based on their dispensing policy or by the plan based on Quantity Limit requirements; if prescription is in excess of a limit, copay amounts may be higher.