Medicare Plans

Medicare Basics

Understanding Medicare

Your biggest decision, and the one to make first, is whether you want Original Medicare (Part A and Part B) or Medicare Advantage (Part C). They cover the same basic services, but they work differently. Your choice depends on what you need. This guide will help you understand what you’re choosing.

Once you decide, you’ll have other choices to make. If you choose Medicare Advantage, you’ll have to pick a specific plan from a particular company. If you choose Original Medicare, you’ll have more choices. You’ll need to choose from several companies and plans if you want to buy a Medicare supplement policy or stand-alone drug plan. 

Medicare Part A: Hospital Insurance

Medicare Part A insurance helps pay for “medically necessary” care that involves an inpatient stay in the hospital. Learn More
Medicare Part B: Medical Insurance

Medicare Part B insurance helps pay for a variety of medically necessary care — that is, care for an illness or medical condition. Learn More
Medicare Part C: Medicare Advantage

Medicare Part C plans are usually referred to as “Medicare Advantage” plans. Learn More
Medicare Part D: Prescription Drug Plan

Medicare Part D helps pay for the prescription drugs you use. Medicare Part D coverage is optional. Learn More

Timing matters when you’re joining Medicare. When you turn 65 or otherwise become eligible for Medicare, enrollment windows open. But some of these windows will close quickly. If you wait until later to sign up, you may have fewer choices and you may pay more.

  • Medicare Made Clear

    Easy-to-use reference

  • Ten Key Facts About Medicare

    Here’s a review of the top 10 facts you should know about Original Medicare.

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    Ten Key Facts About Medicare

  • Important to Know

    • Medicare Guides
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