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Insurance Basics

Hospital Indemnity Insurance

Even with the best primary insurance plan, your out-of-pocket costs from a hospital stay can add up. Help prepare with a supplemental AARP® Hospital Indemnity Insurance Plan, insured by UnitedHealthcare Insurance Company.

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Benefits can be used however you choose. They could help towards your out-of-pocket hospital expenses such as:

  • Deductibles or co-pays (things your primary insurance doesn’t cover)
  • Travel & lodging (for visiting family)
  • Hospital incidentals (TV, private room)
  • Other expenses (lawn service, pet care, etc.)

For as little as 50 cents a day*, these plans pay daily fixed cash benefits for covered**:

  • Hospital stays
  • Outpatient surgery
  • Intensive Care Unit stays
  • Post hospital skilled nursing facility care

AARP members and spouses of AARP members are guaranteed acceptance**.

Want to Get in Touch?

AARP Hospital Indemnity Information

Phone: 1-866-518-7216 (TTY: 711)

Monday - Friday: 7am to 11pm EST
Saturday: 9am to 5pm EST

WB25462ST (07/13)

* Daily cost is based upon the current annual rate for plans with a $50.00 per day hospital benefit. All plans may not be available in your state/area.

** For definitions, disclosures, eligibility requirements, exclusions, pre-existing conditions and limitations: NY residents click here, all others click here.

AARP endorses the AARP Hospital Indemnity Insurance Plans, insured by UnitedHealthcare Insurance Company.

UnitedHealthcare Insurance Company pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

AARP does not employ or endorse agents, brokers or producers.

Insured by UnitedHealthcare Insurance Company, Horsham, PA (UnitedHealthcare Insurance Company of New York, Islandia, NY 11749, for New York residents) Policy Form Number GRP 79171 GPS-1 (G-36000-2). AARP Hospital Indemnity Insurance Plans provide supplemental health insurance benefits and are not Medicare supplement or major medical plans. All plans may not be available in your state/area.

This is a solicitation of insurance. A licensed insurance agent/producer may contact you.