AARP Health is a collection of health related products, services and insurance programs made available by AARP. Neither AARP nor its affiliate is the insurer.

AARP contracts with insurers to make coverage available to AARP members. Insurers and providers pay a royalty fee to AARP for use of the AARP intellectual property. Amounts paid are used for the general purposes of AARP and its members.

AARP and its affiliate are not insurance agencies or carriers and do not employ or endorse individual agents, brokers, producers, representatives or advisors.

AARP does not recommend health related-products, services, insurance or programs. Insurance products carrying the AARP name are intended to be competitive products and may not be the lowest priced products. You are strongly encouraged to evaluate your needs and compare products.

AARP^® Dental Insurance Plan:
The AARP^® Dental Insurance Plan is administered by Delta Dental Insurance Company. The plan is insured by Delta Dental Insurance Company (Policy DDIC1230) in AK, AL, DC, DE, FL, GA, LA, MD, MS, MT, NV, NY, PA, PR, TN, TX [Policy CC-TX(DELTAUSA8-2004)], UT, VI and WV, by Dentegra Insurance Company (Policy DIC1230) in AR, AZ, CA, CO, CT, HI, IA, ID, IL, IN, KS, KY, ME, MI, MN, MO, NC, ND, NE, NH, NJ, NM, OH, OK, OR, RI, SC, SD, VA, VT, WA, WI and WY, and by Dentegra Insurance Company of New England (Policy DICNE1230) in MA. For Texas residents your Master Policy Form number is TX-AMD-MC-DPOD-DC(DELTAUSAl-2005).

**AARP^® Essential Premier Health Insurance Plan:
AARP^® Essential Premier Health Insurance Plan is the name of the plan underwritten for AARP members by Aetna Life Insurance Company. In some states, individuals may qualify as a business group of one and may be eligible for guaranteed issue, small group health plans. These plans are medically underwritten and individuals may be declined coverage in accordance with their health condition.

This material is for informational purposes only. Not all health services are covered. See plan documents for a complete description of benefits, exclusions, limitations and conditions of coverage. Plan features and availability may vary by location and are subject to change.

Policy forms issued in OK include: GR-29/GR-29N.

**AARP^® Hospital Indemnity Insurance Plans:
These plans are insured by UnitedHealthcare Insurance Company, Horsham, PA (UnitedHealthcare Insurance Company of New York, Islandia, NY for New York residents). Policy Form Number GRP 79171 GPS-1 (G-36000-2). AARP Hospital Indemnity Insurance Plans provide supplemental health insurance benefits and are not Medicare supplement or major medical plans. All plans may not be available in your state/area. See the information about these Plans for details about benefits, costs, eligibility requirements, exclusions, and limitations.

This is a solicitation of insurance. An agent/producer may contact you.

**AARP^® Long Term Care Insurance:
AARP Long Term Care Insurance is underwritten by Genworth Life Insurance Company, a Genworth Financial company. Coverage may vary by state and may be offered under Group Policy Number 07101 using policy form series 7046POL and 7046 CERT-DC, Group Policy Number M00001 issued to Trustees of the AARP Insurance Plan using policy form series 7050 or under individual policies 7044, 7044 Rev., and 7048. Policy form number may be followed by the state’s two letter abbreviation. Not all policies available in all states.

Complete details of the benefits, cost, limitations and exclusions will be provided to you by a licensed insurance agent. You may request a licensed insurance agent to contact you regarding this solicitation of insurance.

AARP^® MedicareComplete^® Plans and AARP^® MedicareComplete^® Rx Plans:
These plans are insured by or covered by an affiliate of UnitedHealthcare Insurance Company, an MA organization with a Medicare contract. These plans are available to all Medicare beneficiaries, including both members and non-members of AARP.

AARP^® MedicareRx Plans:
These Medicare Prescription Drug Plans (PDPs) are insured by UnitedHealthcare Insurance Company or UnitedHealthcare Insurance Company of New York for New York residents (together called “UnitedHealthcare”). UnitedHealthcare receives rebates from drug manufacturers that it passes on to its enrollees through reductions in premiums and to Medicare to reduce Medicare program costs. UnitedHealthcare contracts with the Federal government as a PDP sponsor. All decisions about prescription drugs are between you and your physician or other health care provider. These plans are available to all Medicare beneficiaries, including both members and non-members of AARP.

**AARP^® Medicare Supplement Insurance Plans:
These plans are insured by UnitedHealthcare Insurance Company, Horsham, PA (UnitedHealthCare Insurance Company of New York, Islandia, NY for New York residents.)

Not connected with or endorsed by the U.S. Government or the Federal Medicare Program.

Policy Form No. GRP79171 GPS-1 (G-36000-4). In some states, plans may be available to persons eligible for Medicare by reason of disability. All plans may not be available in all states/areas. See the information about these Plans for details about benefits, costs, eligibility requirements, exclusions, and limitations.

This is a solicitation of insurance. An agent/producer may contact you.

AARP^® Medical Supply Services:
AARP Medical Supply Services are provided by Prescription Solutions, the licensed pharmacy approved to provide Medicare-reimbursed medical supplies. Prescription Solutions is an affiliate of UnitedHealthcare Insurance Company.

AARP^® Prescription Discount Program:
The AARP^® Prescription Discount Program, provided by Walgreens Health Initiatives, provides AARP members access to prescription drugs at a discounted price. The AARP Prescription Discount Program is not prescription drug insurance and is not intended to be a substitute for prescription drug insurance. Members are entitled to discounts on cash prices for all FDA approved drugs. Discounts associated with the Program are only available at participating network pharmacies, including Walgreens Mail Services. The AARP Prescription Discount Program is not a licensed pharmacy and may be discontinued at any time. All decisions about prescription medications are between you and your doctor or other healthcare provider.

AARP^® Health Essentials:
Walgreens provides the AARP^® Health Essentials catalog and web site and contracts with third-party vendors to provide related services. AARP does not endorse or recommend specific products. All decisions about medications and dietary supplements are between you and your health care providers.

AARP^® Vision Discounts:
EyeMed Vision Care (EyeMed) is the network administrator of AARP Vision Discounts. These are not insurance programs and may be discontinued at any time. These discounts cannot be combined with any other discounts, promotions, coupons, or vision care plans. All decisions about medications and vision care are between you and your health care provider. Products or services that are reimbursable by federal programs including Medicare and Medicaid are not available on a discounted or complimentary basis.

AARP^® Hearing Program:
HearUSA makes available a network of hearing care providers through which AARP members may access AARP Hearing Program Discounts. This is not insurance and may be discontinued at any time.

 

** The AARP Insurance Plan ("Trust") is a trust that holds the master group insurance policy issued for these plans. Participants are issued certificates of insurance by the insurer under the master group insurance policy. The benefits of participating in an insurance program carrying the AARP name are solely the right to receive the insurance coverage and ancillary services provided by the program. Neither the Trust nor AARP provide insurance or guarantee the benefits offered by the insurer.

Premiums are collected from participants on behalf of the trustees of the Trust. These premiums are used to pay expenses incurred by the Trust in connection with the insurance programs and to pay the insurance company for your insurance coverage. Income earned from the investment of premiums while on deposit with the Trust is paid to AARP and used for the general purposes of AARP and its members.